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Monday, May 28, 2012

How much money do dairy farmers make?


This article in the press last year caused a few headlines and even prompted me to call talk back.  
Inland Revenue Department figures provided to Labour revenue spokesman Stuart Nash show that, in the latest full year for which figures were available, the average tax paid by dairy farms was $1506 a year. The 17,244 registered as being in the dairy sector, including companies, trusts and individuals, paid only $26m in tax.
It caused me to do a bit of research and look into the subject a bit further.   


Are all businesses listed as being in the "dairy sector" dairy farmers? Can you be in the "dairy sector" and not be a dairy farmer?
The figures also show that more than half – 9014 – reported a loss for the 2009 year and another 2635 reported trading income of between $1 and $20,000.
So, 2635 had a income of between $1 & $20,000. Its probably fair to say that these businesses are not active dairy farmers or they are very small hobby farms.
  
If we subtract the 9014 businesses that lost money and also subtract the 2635 that had an income of less than $20,000. We are left with 5595 business that paid tax of $26m.  $26m divided by 5595= $4,647 of tax paid per business.  Which is still a very low number.


Every year accountants around the country collate their client’s financial data and release a summary document.  It is a great way to compare the different farming types and the changes in financial performance from year to year.
I have been reviewing the client data from my accountants, Malloch Mclean in Invercargill.  They have a large farming client base that gives a good insight into farming in Southland.



I find this table very interesting.  In the 2009 year (that is referenced in the article) shows the average dairy farming client paid $32,754 in tax.  This is quite a different figure from the $1,506 quoted in the press. This figure will include sharemilkers and farm owners. I would expect that sharemilkers will pay more tax than a farm owner would.


Its interesting that the average dairy farm made a cash loss of $7,137 in the 2009 year.  So I bet it sucks when you have made a cash loss and then you still have to pay $32,754 in tax!


My thoughts are that; the IRD numbers are for entities that consider them selves to be in the dairy sector.  This does not mean they are dairy farmers.  Client data from accountants is collated from their clients that they deemed to be dairy farmers, so I am more inclined to believe these figures.


Either way 2009 was not a flash year for dairy farmers.  The years from 2005-07 had an average payout of $4.38, then out of the blue the 2008 year had a record payout of $7.66. Dairy farmers went crazy trying to produce as much milk as possible to benefit from the high payout.  The price for fertilizer went up by about 30% and farmers scrambled to find additional stock feed and grazing.  But the sheep/beef farmers were on the ball and demanded top dollar for grazing and feed.  As a result stock feed/grazing costs increased by 32%.  Then all of a sudden the payout dropped back to $5.20 but the farm working expenses didn't fall.  The result was an average loss of $7,137. 


Other interesting facts from the Malloch McClean 2009 client data:

  •  Whopping interest bill of $376,914!
  • Tiny Principle payments of $16,943
  • Working expenses were 66% of income in 2009 and 43% in 2008
  •  2007-2010 the average principle paid was $29,263.  And then in 2011 it jumps to $151,009, so it is obvious that the banks have tightened up on things and are demanding that debt be repaid. So essentially any increase in operating profit achieved now is being passed straight onto the banks. 

And finally, a quick look down the net farm cash surplus line and we see that the average surplus over the five years from 2007-2011 is $330,269.


So I haven’t quite got the violins out for the dairy farmers just yet.

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  25. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE
    AT THE BEST RATES AVAILABLE

    We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

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    Name : Scott james

    Email : Inquiry.securedfunding@gmail.com
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  26. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR LEASE AT THE LOWEST RATES AVAILABLE. OTHER FINANCIAL INSTRUMENTS SUCH AS MTN, CD, DLC, PB ARE ALSO AVAILABLE.



    I am direct to a provider who has recently issued banking instruments for a couple of my clients the provider is 100% check-able you can do your due diligence on them. I personally know the provider.



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  27. Dear sir,

    I am a direct Mandate to a genuinely renowned Investment Finance Company offering Cash & Asset Backed Financial Instruments on Lease and Sale at the best rates and with the most feasible procedures.

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  28. (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    Dear Sir/Ma,
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
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  29. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    Dear Sir/Ma,
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.
    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
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    ReplyDelete
  30. FINANCIAL AGENT LIMITED provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of FINANCIAL AGENT LIMITED Services, we give you a small-company service but with a large-company set up – the best of both worlds.  
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  32. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    Dear Sir/Ma,
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
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    ReplyDelete
  33. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    Dear Sir/Ma,
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.
    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    Our BG/SBLC Financing can help you get your project funded,
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    ReplyDelete
  34. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    Dear Sir/Ma,
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    Our BG/SBLC Financing can help you get your project funded,
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    Name : Scott james
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    Skype : Inquiry.securedfunding@gmail.com

    ReplyDelete
  35. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    Dear Sir/Ma,
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.
    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
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    Name : Scott james
    Email : inquiry.securedfunding@gmail.com
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    ReplyDelete


  36. BG/SBLC MONETIZATION

    Are you looking to Discount, Monetize, or create an immediate Non Recourse loan against a Leased or Purchased bank instrument such as BG,SBLC and Bank Drafts, We solely deal with real deals, real people and real Leased & Purchased Bank instruments that need real monetization. The Bank SWIFT Network is the Gold Standard that validates that your Leased & Purchased Bank instruments is real and it provides a respected industry platform where guaranteed settlement can be facilitated.

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    Estimated Completion Time:

    *2-3 Days After Instrument Delivery on the SWIFT Networks.

    We also have trusted and long term business partners/providers who can facilitate issuance & delivery of bank instruments such as BG,SBLC,LC,DLC and Bank Draft at Lease Price 4% + 2% and Purchase price at 32% + 2% where 2% is agent and brokers commission.

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    ReplyDelete

  37. Dear Sir/Ma
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    ReplyDelete
  38. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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    *Leased BG/SBLC Monetization - 65% Non Recourse
    *Purchased BG/SBLC Monetization - 90% Non Recourse.
    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
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    ReplyDelete
  39. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.
    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
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    ReplyDelete
  40. We are specialist in providing direct and genuine provider of BG, SBLC, MTN, CD, LC , DLC, Non collateral loan, confirmable Bank Draft and other financial assistance from AAA rated bank (Prime Bank) our Leasing price of (5.0% + 0.5% + X) of face value of the instrument. The financial instrument can be invested in High Yield Trading Program or Private Placement Programme (PPP). thus our Bank Guarantee lease , the Direct Bank Guarantee and Indirect Bank Guarantee, which is used as Bid Bond, Payment Guarantees, Letter of Indemnity,Guarantee Securing Credit Line, Advance Payment Guarantees, Performance Bond Guarantee E.T.C.

    We are RWA ready to close leasing with any interested client in few banking days, we deliver promptly as set forth by our agreement. we have direct contact with the principal, mandate and brokers. we ensure unequaled service and will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively.

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    ReplyDelete
  41. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
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    Our BG/SBLC Financing can help you get your project funded,
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    ReplyDelete
  42. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
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    ReplyDelete
  43. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
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    ReplyDelete
  44. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
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    ReplyDelete
  45. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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  48. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
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  53. Are you looking to Discount, Monetize, or create an immediate Non Recourse loan against a Leased or Purchased bank instrument such as BG,SBLC and Bank Drafts, We solely deal with real deals, real people and real Leased & Purchased Bank instruments that need real monetization. The Bank SWIFT Network is the Gold Standard that validates that your Leased & Purchased Bank instruments is real and it provides a respected industry platform where guaranteed settlement can be facilitated.

    Our contracts also include the monetizer returning the Leased bank instrument to the Issuing bank 15 days prior to the bank instrument expiration.

    Standby Letter of Credit Monetization LTV:

    *Leased BG/SBLC Monetization - 65% Non Recourse
    *Purchased BG/SBLC Monetization - 90% Non Recourse.

    Estimated Completion Time:

    *2-3 Days After Instrument Delivery on the SWIFT Networks.

    We also have trusted and long term business partners/providers who can facilitate issuance & delivery of bank instruments such as BG,SBLC,LC,DLC and Bank Draft at Lease Price 4% + 2% and Purchase price at 32% + 2% where 2% is agent and brokers commission.

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    All rights reserved.
    Copyright© 2021 Privacy Policy

    ReplyDelete
  55. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.
    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    PRICE = 32%+2%
    Our BG/SBLC Financing can help you get your project funded,
    loan financing by providing you with yearly.
    RWA ready to close leasing with any interested client in few banking days
    I will be glad to share with you our working procedures.
    Name : Thomas Wolfgang
    Email : inquiry.fastfunding@gmail.com
    Skype : inquiry.fastfunding@gmail.com

    ReplyDelete
  56. FINANCIAL AGENT LIMITED provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of FINANCIAL AGENT LIMITED Services, we give you a small-company service but with a large-company set up – the best of both worlds.
    You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable.
    Leasing Price : 6%+2%
    Buying Price: 38%+2%

    Contact us for more details on our terms and procedure of transaction.

    NAME :Jason Edward
    EMAIL :financialagentltd@gmail.com
    SKYPE :financialagentltd@gmail.com

    ReplyDelete
  57. My name is Mohammed Ahsan I'm a financial Consultant of a reputable firm Operating out of the United Kingdom
    we provide Discrete Financial, Services for High Net Worth CEO's/Executives of Corporation & Senior Government Officials globally.
    What we do is Legal & within the ambit of the law but following the Leakage of the Infamous United Kingdom
    Papers & subsequent threat by the International Consortium of Investigative Journalists (ICIJ)
    International Criminal Court (ICC)
    Below is what my Sender can offer.
    1, MT103 gpi automatic
    2, MT103 wire transfer
    3, MT103 TT
    4, MT103/202 manual download
    5, SBLC lease and Purchase

    All bank instrument will be done via bank officer to bank officer, Receiver has to provide bank officer details
    on DOA all brokers are welcome and guarantee of there payment after successful deal
    kindly send me a message via email and WhatsApp.


    Email: mohammedahsan877@gmail.com

    WhatsApp- +19893413179

    ReplyDelete
  58. Hello,

    We Offer Swift MT760 BG/SBLC, FC MTN, Letter of Credit { LC }, MT103Etc.

    N/B: Provider's Bank move first.

    Let me know if you have any need for the above offers.

    Thanks
    Name: Jerry Osborne
    Email: osbornej715@gmail.com

    ReplyDelete
  59. We Facilitate Bank Guarantee (BG) & Standby Letter of Credit (SBLC)
    Instrument Direct Mandate Provider of Fresh Cut Bank Instrument for
    Lease/Purchase such as BG, SBLC,LC,DLC.EURO CLEAR.

    Intermediaries/Consultants/Brokers are welcome to bring their clients
    and are 100% protected We are direct to a provider for BG /SBLC Issuance
    by HSBC London/Barclays London/Deutsche Bank Frankfurt. or any other AAA
    rated Bank in Europe, Middle East or USA.

    Our BG/SBLC Financing can help you get your project funded, loan
    financing by providing you with yearly renewable leased bank
    instruments. We work directly with issuing bank lease providers, For
    further details contact us with the below information. (WE MOVE FIRST)
    .
    Name: Global Capital Asset
    WhatsApp +18506148697
    E-mail: globalcapitalasset73@gmail.com

    ReplyDelete
  60. Hello,
    We offer Swift MT760 BG/SBLC, FC MTN, BCL, Letter of Credit (LC) , MT103 Etc.
    N/B : Provider’s Bank move first.
    Let me know if you have any need for the above offers.
    Thanks 
    Name:PAUL BUCKINGHAM

    Email :bucp7667@gmail.com

    ReplyDelete
  61. GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.
    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    PRICE = 32%+2%
    Our BG/SBLC Financing can help you get your project funded,
    loan financing by providing you with yearly.
    RWA ready to close leasing with any interested client in few banking days
    I will be glad to share with you our working procedures.
    Name : Thomas Wolfgang
    Email : inquiry.fastfunding@gmail.com
    Skype : inquiry.fastfunding@gmail.com

    ReplyDelete
  62. Hello,

    We Offer Swift MT760 BG/SBLC, FC MTN, Letter of Credit { LC }, MT103Etc.

    N/B: Provider's Bank move first.

    Let me know if you have any need for the above offers.

    Thanks
    Name:jerry osborne
    Email:osbornej715@gmail.com
    Skype:osbornejerry123@outlook.com

    ReplyDelete
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  64. We are project funder with our cutting edge and group capital fund we can finance your signatory projects and help you to

    enhance your business plans,this offer is open to both individuals and corporate bodies.

    Our financial instrument can be used for purchase of goods from any manufacturer irrespective of location. We specialized

    in BG, SBLC, MTN, CD,LC,Bank Bonds,Non collateral loan, confirmable Bank Draft and other financial assistance from AAA

    rated bank (Prime Bank). The financial instrument can be invested into High Yield Trading Program or Private Placement

    Programme (PPP). We work directly with issuing bank lease providers,this Instrument can be monetized on your behalf for

    100% funding.Please see our instrument description as follow.

    DESCRIPTION OF INSTRUMENT:
    (1) Instrument: Bank Guarantee {BG} /StandBy Letter of Credit.{SBLC} (Appendix A).
    (2) Total Face Value: Eur/USD 1M{Minimum} to Eur/USD 100MNJH{Maximum}.
    (3) Issuing Bank: AAA Rated Bank (Prime Bank).
    (4) Age: One Year and One Day.
    (5) Leasing Price: 4% of Face Value plus 2% commission.
    (6) Delivery: bank to bank SWIFT MT-799 and/or MT-760.
    (7) Payment: MT103 (TT/WT).
    (8) Hard Copy: Bonded Courier Service.

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we

    will work together for the benefits of all parties involved,If in need of our services, contact me for detail

    For further inquiry contact:

    Email: inquiry.trustedfinanceplc@gmail.com

    Skype : inquiry.trustedfinance@gmail.com

    Whatsapp : +17329300338

    ReplyDelete
  65. FINANCIAL AGENT LIMITED provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of FINANCIAL AGENT LIMITED Services, we give you a small-company service but with a large-company set up – the best of both worlds.
    You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable.
    Leasing Price : 6%+2%
    Buying Price: 38%+2%

    Contact us for more details on our terms and procedure of transaction.

    NAME :Jason Edward
    EMAIL :financialagentltd@gmail.com
    SKYPE :financialagentltd@gmail.com

    ReplyDelete
  66. FINANCIAL PLANNING LOAN COMPANY
    DO YOU NEED A FINANCIAL HELP? ARE YOU IN ANY FINANCIAL CRISIS OR DO YOU NEED FUNDS TO START UP YOUR OWN BUSINESS? DO YOU NEED FUNDS TO SETTLE YOUR DEBT OR PAY OFF YOUR BILLS OR START A GOOD BUSINESS? DO YOU HAVE A LOW CREDIT SCORE AND YOU ARE FINDING IT HARD TO OBTAIN CAPITAL SERVICES FROM LOCAL BANKS AND OTHER FINANCIAL INSTITUTES? HERE IS YOUR CHANCE TO OBTAIN FINANCIAL SERVICES FROM OUR COMPANY. WE OFFER THE FOLLOWING FINANCE TO INDIVIDUALS- *COMMERCIAL FINANCE *PERSONAL FINANCE *BUSINESS FINANCE *CONSTRUCTION FINANCE *BUSINESS FINANCE AND MANY MORE: FOR MORE DETAILS.CONTACT US VIA. EMAIL at: {Libertyprivatefunding@yahoo.com},
    or better still you can decide to send us a message directly on WhatsApp via : {+447535135409}, loan with us today and be credited within a lightning speed.

    ReplyDelete
  67. URGENT LOAN IS AVAILABLE NOW

    TODAY I GOT MY DESIRED LOAN AMOUNT $760K FROM A RELIABLE,TRUSTED AND REGISTERED PRIVATE LOAN COMPANY LAST WEEK,BUSINESS/HOME/COMPANY/PROJECT/PERSONAL LOAN? ARE NOW AFFORDABLE HERE FOR YOU TODAY CONTACT Email profdorothyinvestments@gmail.com

    ReplyDelete
  68. We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.
    FOR LEASING OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING PRICE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    PURCHASE PRICE = 32%+2%
    Our BG/SBLC Financing can help you get your project funded,
    loan financing by providing you with yearly.
    RWA ready to close leasing with any interested client in few banking days
    I will be glad to share with you our working procedures.
    Name : Christopher Liam
    Email : trustedfinancemandate@gmail.com
    Skype : trustedfinancemandate@gmail.com
    WhatsApp: +13475948294

    ReplyDelete
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  70. I am a Direct Bank & Private Mandate of BG, SBLC, Discounting and Project Funding,and can work with Brokers and financial consultants around the world.

    WhatsApp: +1(249)297-1637
    Email: Robertbouffad@ajjfinance.com
    Skype: Robert Bouffad

    ReplyDelete